Chic Money Life

Author: fionthemind

  • Why Personal Finance Isn’t Just About the Numbers

    Why Personal Finance Isn’t Just About the Numbers

    Why it matters: Financial independence gives you the ability to live the life you want.

    Have you ever felt stuck in a job that completely drains you? Or so overwhelmed by everything you have to do that there’s no room left to take care of yourself?

    Maybe you’re happy overall—but still wish you had more time with your family, more freedom to travel, or just more space to pursue your passions.

    I’ve been there. And I know many others have too. It’s exhausting to feel like you’re being dragged through life instead of living it on your own terms.

    That’s why this matters.

    Financial freedom changes everything.

    It doesn’t mean you’ll quit your job tomorrow or never stress about money again. But it does mean that when you’re burned out, unhappy, or ready for something new—you have the power to make a change.

    And that kind of freedom? It’s worth working for.

    It’s not just about the life you want to build—it’s also about being ready when life throws something unexpected your way. A layoff. A family member who needs care. A health issue or a sudden move. These things happen, and when they do, financial stability can offer something priceless: options. The ability to pause, pivot, or take a breath without everything falling apart.

    The journey isn’t instant. It takes time. It takes intention.
    But it starts now.

    Over the next few weeks, I’ll be sharing a step-by-step series to help you manage your money with more confidence and clarity—so you can build a life that feels good, not just one that looks good on paper.

    🌿 Reflection: Start With Your Vision

    Before we dive into the numbers, I want you to pause and think about why this really matters to you. You don’t need clear goals yet—just curiosity and honesty.

    Ask yourself:

    • What does a good life look and feel like to me?
    • If I had more freedom with my time or money, what would I do differently?
    • What am I craving more of—peace, time, purpose, creativity?
    • Where in my life do I feel misaligned or stuck?
    • What would “enough” look like for me?

    There are no right answers here. Just sit with the questions. Journal if it helps. Let the process unfold naturally.

  • Why I Started Chic Money Life: More Than Just Saving Money

    Why I Started Chic Money Life: More Than Just Saving Money

    When I first started thinking seriously about money, it wasn’t just because I wanted to save more. It was because I wanted more from life—more intention, more health, more time with my family, and yes, more financial freedom too. But what I didn’t want was to give up everything that made life feel full just to hit a savings goal.

    That’s where Chic Money Life began.

    I’m a mom of two, and like many families, we juggle a lot—work, childcare, meals, schedules, and that never-ending mountain of laundry. It’s easy to fall into the trap of “quick and easy,” especially when it comes to spending. For a long time, I thought grabbing takeout or making a few impulse buys was harmless—until I realized I was spending a lot of money on things that didn’t make me happy, weren’t healthy, and didn’t align with the kind of life I actually wanted.

    At the same time, I realized I didn’t want a life of restriction either. I love good food, nice clothes, time in nature, and cozy moments with my kids. I believe in choosing quality over quantity, in spending with purpose, and in making space for joy—not just cutting costs for the sake of it.

    So this blog is my way of sharing that journey—of creating a life that’s not only financially sound but also full of health, joy, and intention. I’ll be sharing what’s worked for me, where I’ve messed up, and what I’m learning along the way. From budgeting and mindful spending to healthy routines and family life, Chic Money Life is a space for real people trying to live well with what they have.

    This isn’t about perfection. It’s about progress.
    And I’m so glad you’re here.